A goal you expect to achieve by next year would be classified as a short-term goal.

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BlackTom AI · Accepted Answer

When evaluating goal classifications, the key distinction is the timeframe until completion.
Option 1: True. If you expect to achieve a goal by next year, the target date lies within the upcoming 12 months, which typically places it in the short-term category. This aligns with common goal-setting frameworks that define short-term goals as those achievable within a year or less.
Option 2: False. If a goal is planned for completion within the next year, calling it long-term would be inaccurate, since long-term goals usually refer to time horizons beyond one year. Labeling it as long-term would mischaracterize the intended deadline and could affect planning and milestone sequencing.
Additional nuance: some curricula or organizations might use slightly different cutoffs (e.g., strict calendar year vs. 12-month window), but the prevailing interpretation treats goals intended to be reached within a year as short-term. Therefore, thinking about a goal aimed for the next year as short-term is consistent with typical definitions.
Option 3 (if considered): Neither. In most standard models, there is a clear short-term vs. long-term dichotomy based on a one-year horizon, so a goal due by next year falls into short-term rather than an intermediate or undefined category.
Option 4 (edge case): It’s possible for someone to segment planning into micro-goals within the year, but that segmentation does not change the overall classification of the main goal’s timeframe, which remains short-term if the target date is within a year.
In summary, the reasoning supports that a goal expected to be achieved by next year is categorized as short-term, while labeling it as long-term would misrepresent the deadline.

Introduction to Personal Finance CP - 2 - Beatty - Preparatory Academy - 1st Semester - 2025/2026 Final Exam- Requires Respondus LockDown Browser

A goal you expect to achieve by next year would be classified as a short-term goal.

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