DCEP must be linked to a bank account.

Question

BlackTom AI · Accepted Answer

The statement presented is: 'DCEP must be linked to a bank account.'

To analyze, start by clarifying what DCEP refers to. DCEP is a central bank digital currency that can be stored in digital wallets and used for transactions.

Option analysis:
- The claim that DCEP must be linked to a bank account would imply that every DCEP wallet or transaction requires a funding source or maintenance through a traditional bank account. This is a restrictive requirement and does not reflect typical digital currency designs where wallets can hold central bank money itself and may be funded in various ways, including direct issuance by the central bank and transfers from banks, but not strictly dependent on every user having a bank account. 
- It is plausible for some deployment models to allow wallets that are not directly tied to a bank account, especially to enable inclusive access or to operate with centralized issuance and on-network settlement. Therefore, mandating a bank account link would unnecessarily limit accessibility and contradict common digital currency architectures where custody can be handled via wallets without always requiring a bank account.

Given these considerations, the statement is not universally true. If a model requires every DCEP user to have a bank account, that would be a specific design choice, but not an intrinsic or universal requirement of DCEP itself.

In summary, the claim that DCEP must be linked to a bank account is not an essential or universally mandated feature, and the existence of wallet-based or non-bank-linked usage scenarios contradicts the absolute necessity implied by the statement.

MERGE_2025_0025 China's new cryptocurrency video quiz

DCEP must be linked to a bank account.

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