Which of these debts is not typically discharged in a personal bankruptcy?

Question

BlackTom AI · Accepted Answer

The prompt presents the question: 'Which of these debts is not typically discharged in a personal bankruptcy?' However, the provided data for answer options is missing (the answer_options array is empty).

Given the supplied answer field indicates the correct option is 'Student loans.', I will describe why that choice is correct in the context of bankruptcy principles, while also noting the absence of other options for comparative analysis.

- Topic context: In many personal bankruptcies, most unsecured debts (like credit card debt or medical bills) can be discharged, meaning the debtor is released from personal liability for those obligations. Certain debts, however, are notoriously difficult to discharge.

- Why student loans are not typically discharged: Student loans are generally non-dischargeable in a Chapter 7 or Chapter 13 bankruptcy. Courts uphold that, with few specific exceptions, a debtor must continue to repay student loan debt unless they demonstrate undue hardship, which is a very stringent standard to meet (often assessed under tests such as the Brunner test in the United States). This reflects policy considerations that education-related debt is tied to future earning potential and cannot be dismissed readily.

- Impact of the missing options: Since no other debt categories are listed for comparison, we cannot evaluate alternative options such as secured debts (e.g., mortgages or car loans), which might be discharged or reorganized under Chapter 7 or Chapter 13 if the collateral is surrendered or the debtor can repay under a plan, or priority debts that often survive bankruptcy (e.g., certain taxes, domestic support obligations). The analysis above focuses on the provided correct choice and the general principle regarding student loans.

- Practical takeaway: If asked in a real multiple-choice context, remember that student loans are the classic example of a debt that is typically not discharged in personal bankruptcy, with rare hardship-based exceptions. The absence of other options here means we cannot contrast this with other debt types within this item.

MGT 012Y 001 SQ 2025 Week 5 HW - Credit Reports, Scores, and Cars

Which of these debts is not typically discharged in a personal bankruptcy?

查看解析

登录即可查看完整答案

类似问题

Under this type of bankruptcy, all or part of an individual’s lines of credit and debt is granted legal forgiveness.

Chapter 13 Blank have Blank while the repayment plan is being created. BlackTom题目解析

A Chapter 7 Blank bankruptcy forces debtors to Blank and use the cash to pay Blank __ a portion of the amount owed each one. BlackTom题目解析

In a consumer society, many adults channel creativity into buying things

Economic stress and unpredictable times have resulted in a booming industry for self-help products

People born without creativity never can develop it

A product has a selling price of $20, a contribution margin ratio of 40% and fixed cost of $120,000. To make a profit of $30,000. The number of units that must be sold is: Type the number without $ and a comma. Eg: 20000

Which of the following statement regarding cost is correct:

更多留学生实用工具

考试浏览器助手

风格化写作助手

论文查重助手

文献引用助手

课堂转译助手

课堂笔记助手

Quiz搜索助手

学校历年真题

智能刷题助手

智能匹配练习

希望你的学习变得更简单

MGT 012Y 001 SQ 2025 Week 5 HW - Credit Reports, Scores, and Cars

Which of these debts is not typically discharged in a personal bankruptcy?

查看解析

登录即可查看完整答案

类似问题

Under this type of bankruptcy, all or part of an individual’s lines of credit and debt is granted legal forgiveness.

Chapter 13 Blank ______ have Blank ______ while the repayment plan is being created. BlackTom题目解析

A Chapter 7 Blank ______ bankruptcy forces debtors to Blank ______ and use the cash to pay Blank ______ a portion of the amount owed each one. BlackTom题目解析

In a consumer society, many adults channel creativity into buying things

Economic stress and unpredictable times have resulted in a booming industry for self-help products

People born without creativity never can develop it

A product has a selling price of $20, a contribution margin ratio of 40% and fixed cost of $120,000. To make a profit of $30,000. The number of units that must be sold is: Type the number without $ and a comma. Eg: 20000

Which of the following statement regarding cost is correct:

更多留学生实用工具

希望你的学习变得更简单

Chapter 13 Blank have Blank while the repayment plan is being created. BlackTom题目解析

A Chapter 7 Blank bankruptcy forces debtors to Blank and use the cash to pay Blank __ a portion of the amount owed each one. BlackTom题目解析