题目
Homework:Chapter 10 Homework
多项填空题
Part 1Oldhat Financial starts its first day of operations with $1212 million in capital. A total of $120120 million in checkable deposits are received. The bank makes a $2525 million commercial loan and another $6060 million in mortgages, with the following terms: 200200 standard 3030-year, fixed-rate mortgages with a nominal annual rate of 5.25%, each for $300,000300,000. Assume that required reserves are 88%.Complete the bank's balance sheet provided below. (Round your responses to the nearest whole number.)[table] Assets | Liabilities Required reserves | $enter your response here | million | Checkable deposits | $enter your response here | million Excess reserves | $enter your response here | million | Bank capital | $enter your response here | million Loans | $enter your response here | million | | | [/table]
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思路分析
Question restatement and data:
- Beginning capital: 12 million
- Checkable deposits received: 120 million
- Loans made: 25 million commercial loan and 60 million in mortgages, total loans = 85 million
- Required reserve ratio: 8%
- Balance sheet blanks to fill (in order): Required reserves, Checkable deposits, Excess reserves, Bank capital, Loans
Step-by-step analysis of each blank:
1) Required reserves (first blank):
- Required reserves are 8% of checkable deposits. Checkable d......Login to view full explanation登录即可查看完整答案
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Part 1Which of the following is not an asset LOADING... on a bank's balance sheet? Part 2 A. Loans. B. Reserves. C. Government securities. D. Checkable deposits.
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