What unintended consequence of the Housing Choice Voucher (HCV) program does Eva Rosen highlight?

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The question asks about an unintended consequence of the Housing Choice Voucher (HCV) program as highlighted by Eva Rosen. 
Option 1: It increases overall homeownership rates for low-income families. This statement would imply a universal rise in ownership, which is not typically framed as an unintended consequence of HCVs; the program is primarily about subsidized rental housing, not direct ownership outcomes, so this claim is inaccurate.
Option 2: It creates enclaves of concentrated poverty instead of dispersing low-income families. This aligns with critiques of voucher programs that, despite intentions to disperse poverty, end up concentrating low-income renters in particular neighborhoods or housing blocks, leading to segregation patterns rather than broader dispersal.
Option 3: It leads to gentrification in poor communities. Gentrification refers to rising property values and displacement in established neighborhoods, which is more commonly discussed in the context of neighborhood turnover and asset-based redevelopment rather than a direct unintended consequence attributed to HCVs dispersing or concentrating poverty; this option misframes the typical Rosen critique.
Option 4: It reduces affordable housing supply in high-income areas. In reality, vouchers subsidize rent in privately owned units, including some higher-cost areas, but the claim that HCVs reduce overall affordable supply in high-income areas is not a standard unintended consequence highlighted by Rosen; it suggests a causal effect that isn’t central to the common critique about concentration of poverty.
Overall, the strongest and most accurate reflection of Rosen’s highlighted unintended consequence is that the program can inadvertently create enclaves of concentrated poverty rather than effectively dispersing low-income families to broader neighborhoods.

BU.241.650.51.SP25 Reading Assignment 2: Rosen

What unintended consequence of the Housing Choice Voucher (HCV) program does Eva Rosen highlight?

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